I know lot of people that are hesitant to use their Credit Cards online due to the fear of fraud and misuse by hackers. Few of them would like to use a Credit Card but may not have one due to the income streams applied for getting a card. Some bank such as Bank Of Baroda offers Credit Cards without fulfilling basic salary limit but then you need to have a fixed deposit with them. Apart from that they would also ask for submitting final income proof. But then I recently came to know about HDFC Bank ForexPlus Card, when I called up customer care people to know whether I could use this card as a prepaid one they said they are doubtful about it. In addition, customer care person suggested to me use HDFC Bank NetSafe, although I was aware of the service I never tried the same but this time I wanted to.

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Do you “Never Underestimate A Person”? If yes then I would say it’s one of the biggest mistakes in your life.

Never Underestimate A Person By His/Her Looks

Never Underestimate A Person By His/Her Character

Never Underestimate A Person By His/Her Stupidity

Never Underestimate A Person By His/Her Age, Gender, Religion, or Size.

Never Underestimate A Person’s Potential

Never Underestimate A Person’s Desire To Do Something

Never Underestimate The Power Of A Woman

Never Underestimate A Person’s Willpower

and… finally, Never Underestimate YOURSELF!

Did I missed something? Then feel free to leave your comments below!

Equity has remained, remains and will remain the favourite asset class amongst investors for obvious reasons, but equity markets have the characteristic of moving both sides and there is also a risk of investors losing out on their originally invested capital. It is highly unpredictable. Investors when start losing out on their original investment value, try to mitigate risk by averaging or adding more stocks. An additional exercise is to buy stocks spread across different geographies. Termed as diversification, it is traditionally regarded as the best way to mitigate risks arising out of concentration.

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As you probably know almost all global markets (especially the emerging markets) are correcting and all of them have corrected sharply. It doesn’t matter whether you are from India or China or USA, the recent fall in stocks would have affected you.

I’m sure that you must be in a panic situation now even I’m in a panic situation. So that made me to write this blog post. I started investing in Stock Market back in 2005. But I didn’t make any significant amount of returns. In fact I have booked losses several times in range of 5 to 20% and then quit the stock market for some time. But I decided to enter stocks again back in January and started building a portfolio. I started with Mutual Funds too but when the markets fell sharply. I asked myself “Why should I invest in Mutual Funds when the Stock Market is attractive?” that made me to invest directly in stocks. And I began to buy quality stocks on every dip. The result: the stock market crash never ended it and it’s falling day by day. And I’m sitting at a loss of 10%. Read More »

Identity theft has become much more than a minor inconvenience. In response to this threat, Congress passed the Anti-Phishing Act of 2005, which states anyone creating bogus web sites and/or sending fake emails with the intent to defraud consumers could be fined up to $250,000 and be jailed for up to five years. However, true identity theft protection comes from identity theft prevention.

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Whether it is an administrator struggling to meet the uptime guaranteed in a service level agreement, or a developer working to meet a delivery deadline, both developers and network administrators have wrestled with web server configuration since Microsoft first introduced Internet Information Server (IIS) many years ago. While there will still be plenty of challenges for both administrators and developers, Microsoft Windows Server 2008 has made many tasks easier by overhauling the way in which IIS 7 handles configuration. From shared configuration for web farms, to xcopy deployment there are many changes in IIS 7 on Windows Server 2008 to be excited about.

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Technology has various advantages and disadvantages.  In the modern era, man has made innumerous inventions and discoveries.   It has helped man in many ways.  But it has got serious disadvantages too.  We should utilize technological progress in such a way that would not be detrimental to us in the long-run.  No country can progree without technology and research.

Technology has saved our time.  For example the mode of transport earlier was very difficult.  People used to either walk, or use caravans, horses or camels. We could not imagine a world-tour then. But nowadays we have two-wheelers, 4-wheelers, train and even airplanes.  We can reach any part of the globe anytime.  Our quality of life have also become better because of technology.  We have vehicles, computers, mobile phones,  televisions, mixie, refrigerators and any luxuries.  Even poor people can afford some of the luxuries like tv, radio etc.  The invention of computers and the internet is a very big gain since it has reduced a very great amount of our work and time.  We are able to communicate to any person in any part of the world at any time by phone or internet.  This is one of the greatest achievements of technology.  Life has become easy as compared to our ancestors.

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