I know lot of people that are hesitant to use their Credit Cards online due to the fear of fraud and misuse by hackers. Few of them would like to use a Credit Card but may not have one due to the income streams applied for getting a card. Some bank such as Bank Of Baroda offers Credit Cards without fulfilling basic salary limit but then you need to have a fixed deposit with them. Apart from that they would also ask for submitting final income proof. But then I recently came to know about HDFC Bank ForexPlus Card, when I called up customer care people to know whether I could use this card as a prepaid one they said they are doubtful about it. In addition, customer care person suggested to me use HDFC Bank NetSafe, although I was aware of the service I never tried the same but this time I wanted to.

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Equity has remained, remains and will remain the favourite asset class amongst investors for obvious reasons, but equity markets have the characteristic of moving both sides and there is also a risk of investors losing out on their originally invested capital. It is highly unpredictable. Investors when start losing out on their original investment value, try to mitigate risk by averaging or adding more stocks. An additional exercise is to buy stocks spread across different geographies. Termed as diversification, it is traditionally regarded as the best way to mitigate risks arising out of concentration.

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As you probably know almost all global markets (especially the emerging markets) are correcting and all of them have corrected sharply. It doesn’t matter whether you are from India or China or USA, the recent fall in stocks would have affected you.

I’m sure that you must be in a panic situation now even I’m in a panic situation. So that made me to write this blog post. I started investing in Stock Market back in 2005. But I didn’t make any significant amount of returns. In fact I have booked losses several times in range of 5 to 20% and then quit the stock market for some time. But I decided to enter stocks again back in January and started building a portfolio. I started with Mutual Funds too but when the markets fell sharply. I asked myself “Why should I invest in Mutual Funds when the Stock Market is attractive?” that made me to invest directly in stocks. And I began to buy quality stocks on every dip. The result: the stock market crash never ended it and it’s falling day by day. And I’m sitting at a loss of 10%. (more…)

Every person who invests in the market has his individual experiences to share; nevertheless there are few common misconceptions. To become a successful market player one must be well aware of the truth behind these. For instance, very often we hear people saying that the elderly are not supposed to take risks. They must be very conservative because their earnings power is limited. Well, who decided that young people could afford to lose their money? Taking another example, it is easy to say that stocks that go up must come down but laws of physics do not apply in the stock market. There is no gravitational force that pulls stocks back to even. To give you a better understanding, let us go through the widely prevalent myths in the market that one must be beware of.

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What is a Yield?
Yield is the interest paid by the bond expressed as a % of its current market price. E.g. the yield of 7.99% 2017 G Sec at market price of INR 100 will be 7.99%, at INR 90 will be 8.87% and at INR 110 will be 7.26%.

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Fund Manager: S Naren

Type & Investment Objective

An open-ended equity fund with a focus on capturing the opportunity presented by the long term growth potential of the Indian Infrastructure Sector. To invest across infrastructure sectors such as Cement, Power, Telecom, Oil and Gas, Construction, Banking etc.

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Punj Lloyd Ltd. is one of the largest engineering construction companies in India providing services to energy and infrastructure sector projects. PLL provides engineering construction services for onshore and offshore pipelines, gas gathering systems, oil and gas tanks and terminals including cryogenic LNG and LPG storage terminals, process facilities in the oil and gas industry including refineries and for power plant projects. In the infrastructure sector, Punj Lloyd Limited has worked on various civil infrastructure projects for highways, flyovers, bridges and elevated railroads. PLL’s operations are spread across the regions of the Middle East, the Caspian, the Asia Pacific, Africa and South Asia.

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